:root{--maroon:#5E0F1D;--maroon-dark:#45090F;--maroon-light:#7A1526;--maroon-xlight:#9B2035;--maroon-pale:#F9F0F2;--orange:#D47B2E;--orange-dark:#B8651F;--orange-light:#E8933A;--orange-pale:#FDF3E7;--cream:#F3EFE6;--cream-dark:#EAE4D6;--cream-darker:#DDD5C2;--dark:#2D2A24;--dark-light:#4A453D;--dark-lighter:#6B6358;--gray:#8C857A;--gray-light:#B5AFA8;--gray-xlight:#D8D2CA;--white:#FFFFFF;--black:#1A1714;--color-text:#2D2A24;--color-text-muted:#6B6358;--color-text-subtle:#8C857A;--color-bg:#F3EFE6;--color-bg-alt:#FFFFFF;--color-border:#DDD5C2;--color-border-light:#EAE4D6;--color-success:#2D7A3A;--color-warning:#B8651F;--color-error:#C0392B;--color-info:#1A6B9B;--font-heading:'Sora',system-ui,-apple-system,sans-serif;--font-body:'DM Sans',system-ui,-apple-system,sans-serif;--text-xs:0.75rem;--text-sm:0.875rem;--text-base:1.0625rem;--text-md:1.125rem;--text-lg:1.25rem;--text-xl:1.5rem;--text-2xl:1.875rem;--text-3xl:2.25rem;--text-4xl:2.625rem;--text-5xl:3.25rem;--space-1:0.25rem;--space-2:0.5rem;--space-3:0.75rem;--space-4:1rem;--space-5:1.25rem;--space-6:1.5rem;--space-8:2rem;--space-10:2.5rem;--space-12:3rem;--space-16:4rem;--space-20:5rem;--space-24:6rem;--container-max:1400px;--container-narrow:820px;--sidebar-width:320px;--header-height:150px;--radius-sm:4px;--radius:8px;--radius-md:12px;--radius-lg:16px;--radius-xl:24px;--radius-full:9999px;--shadow-sm:0 1px 3px rgba(0,0,0,0.08),0 1px 2px rgba(0,0,0,0.06);--shadow:0 4px 12px rgba(0,0,0,0.10),0 2px 4px rgba(0,0,0,0.06);--shadow-md:0 8px 24px rgba(0,0,0,0.12),0 4px 8px rgba(0,0,0,0.08);--shadow-lg:0 16px 40px rgba(0,0,0,0.14),0 8px 16px rgba(0,0,0,0.08);--shadow-maroon:0 4px 20px rgba(94,15,29,0.25);--transition-fast:150ms ease;--transition:250ms ease;--transition-slow:400ms ease;--z-base:0;--z-raised:10;--z-dropdown:100;--z-sticky:200;--z-modal:300;--z-toast:400}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html,body{overflow-x:clip}html{scroll-behavior:smooth;font-size:100%;-webkit-text-size-adjust:100%;text-size-adjust:100%}body{font-family:var(--font-body);font-size:var(--text-base);line-height:1.65;color:var(--color-text);background-color:var(--color-bg);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}img,video,svg{display:block;max-width:100%;height:auto}a{color:var(--maroon);text-decoration:underline;text-underline-offset:2px;transition:color var(--transition-fast),opacity var(--transition-fast)}a:hover{color:var(--maroon-light);opacity:0.85}ul,ol{list-style:none}button,input,select,textarea{font-family:inherit;font-size:inherit}button{cursor:pointer;border:none;background:none}h1,h2,h3,h4,h5,h6{font-family:var(--font-heading);font-weight:700;line-height:1.2;color:var(--dark)}h1{font-size:var(--text-4xl)}h2{font-size:var(--text-3xl)}h3{font-size:var(--text-2xl)}h4{font-size:var(--text-xl)}h5{font-size:var(--text-lg)}h6{font-size:var(--text-base)}p{margin-bottom:1em}p:last-child{margin-bottom:0}strong{font-weight:600}.article-content p,.specialist-content p,.section .container p:not([class]):not([style*="color"]),.audience-card p,.checklist-text p{font-size:1rem;line-height:1.75;color:var(--dark-light)}.article-content .cta-banner p,div.cta-banner p,section.cta-banner p,.cta-banner p{color:rgba(255,255,255,0.92) !important;text-align:center !important}.article-content .cta-banner h2,.article-content .cta-banner h3,div.cta-banner h2,div.cta-banner h3,.cta-banner h2,.cta-banner h3{color:var(--white) !important;text-align:center !important}.section-alt .article-content,.section-alt .article-content p,.section-alt .article-content h2,.section-alt .article-content h3,.section-alt .article-content ul,.section-alt .article-content ol,.section-alt .article-content li{text-align:left}.section>.container>.article-content,.section>.container>.section-header+.article-content{margin-inline:auto}.checklist-item .checklist-text h4,.checklist-item .checklist-text p{text-align:left}.specialist-content ul,.audience-card ul,.checklist-text ul,section ul:not([class]):not([style]){list-style:disc;padding-left:1.5rem}.specialist-content ol,.audience-card ol,section ol:not([class]):not([style]){list-style:decimal;padding-left:1.5rem}table{width:100%;border-collapse:collapse}.article-content table,table.dtc-table{border:1px solid var(--color-border) !important;border-collapse:separate !important;border-spacing:0;border-radius:var(--radius-md);overflow:hidden;margin:1.5rem 0;width:100%}.article-content table th,table.dtc-table th{background:var(--maroon) !important;color:var(--white) !important;font-weight:600;text-align:left;padding:0.75rem 1rem !important;border-bottom:2px solid var(--maroon-dark);border-right:1px solid rgba(255,255,255,0.15)}.article-content table th:last-child,table.dtc-table th:last-child{border-right:none}.article-content table td,table.dtc-table td{padding:0.75rem 1rem !important;border-bottom:1px solid var(--color-border-light) !important;border-right:1px solid var(--color-border-light) !important;color:var(--dark);line-height:1.55;vertical-align:top}.article-content table td:last-child,table.dtc-table td:last-child{border-right:none !important}.article-content table tr:last-child td,table.dtc-table tr:last-child td{border-bottom:none !important}.article-content table tr:nth-child(even) td,table.dtc-table tr:nth-child(even) td{background:var(--cream)}.skip-link{position:absolute;top:-100%;left:var(--space-4);padding:var(--space-2) var(--space-4);background:var(--maroon);color:var(--white);border-radius:var(--radius);font-size:var(--text-sm);font-weight:600;text-decoration:none;z-index:var(--z-toast);transition:top var(--transition-fast)}.skip-link:focus{top:var(--space-4)}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}:focus-visible{outline:3px solid var(--orange);outline-offset:3px;border-radius:var(--radius-sm)}.cookie-banner{position:fixed;left:1rem;right:1rem;bottom:1rem;z-index:9999;background:var(--white);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:0 12px 40px rgba(0,0,0,0.18);padding:1.25rem 1.5rem;max-width:760px;margin-inline:auto;transform:translateY(120%);opacity:0;transition:transform 0.35s ease,opacity 0.35s ease;font-size:0.9375rem;line-height:1.5}.cookie-banner--visible{transform:translateY(0);opacity:1}.cookie-banner-inner{display:flex;align-items:center;gap:1.25rem;flex-wrap:wrap}.cookie-banner-text{flex:1 1 320px}.cookie-banner-text strong{display:block;color:var(--maroon);font-size:1rem;margin-bottom:0.25rem}.cookie-banner-text p{margin:0;color:var(--dark-light);font-size:0.875rem}.cookie-banner-text a{color:var(--maroon);text-decoration:underline;font-weight:600}.cookie-banner-actions{display:flex;gap:0.625rem;flex-shrink:0}.cookie-banner-actions .btn{min-width:110px}@media (max-width:540px){.cookie-banner{left:0.5rem;right:0.5rem;bottom:0.5rem;padding:1rem 1.125rem}.cookie-banner-actions{width:100%}.cookie-banner-actions .btn{flex:1}}.top-utility-bar{background-color:var(--maroon);color:var(--white);font-size:0.875rem;padding-block:0.55rem;border-bottom:1px solid rgba(255,255,255,0.08);position:sticky;top:0;z-index:1001;box-shadow:0 1px 0 rgba(0,0,0,0.04)}.top-utility-inner{max-width:var(--container-max);margin-inline:auto;padding-inline:clamp(1rem,4vw,2rem);display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:0.75rem}.top-utility-left,.top-utility-right{display:flex;gap:1rem;align-items:center;flex-wrap:wrap}.top-utility-bar a{color:var(--white);text-decoration:none;opacity:0.95;transition:opacity 0.15s,color 0.15s,background-color 0.15s;white-space:nowrap;display:inline-flex;align-items:center;gap:0.4rem}.top-utility-bar a:hover{opacity:1;color:var(--orange)}.top-utility-bar .top-icon{font-size:1rem;line-height:1}.top-utility-bar .top-phone{font-weight:700}.top-utility-bar .top-phone-num{font-size:1.0625rem;font-weight:700;letter-spacing:0.01em}.top-utility-bar .top-social{width:26px;height:26px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;gap:0;padding:0;margin-left:0.25rem;opacity:0.95;transition:opacity 0.15s,transform 0.15s,filter 0.15s}.top-utility-bar .top-social svg{width:14px;height:14px;fill:currentColor;display:block}.top-utility-bar .top-social-instagram{background:linear-gradient(135deg,#fdf497 0%,#fd5949 30%,#d6249f 60%,#285AEB 100%);color:#fff}.top-utility-bar .top-social-facebook{background:#1877F2;color:#fff}.top-utility-bar .top-social-pinterest{background:#E60023;color:#fff}.top-utility-bar .top-social:hover{opacity:1;transform:translateY(-1px);color:#fff;filter:brightness(1.08)}@media (max-width:768px){.top-utility-inner{justify-content:center;text-align:center;gap:0.6rem}.top-utility-right{gap:0.5rem}.top-utility-bar{font-size:0.8125rem}.top-utility-bar .top-phone-num{font-size:1rem}}@media (max-width:480px){.top-utility-left{gap:0.75rem}.top-utility-right a[href^="mailto:"]{font-size:0}.top-utility-right a[href^="mailto:"] .top-icon{font-size:1rem}.top-utility-bar .top-social{width:24px;height:24px}.top-utility-bar .top-social svg{width:12px;height:12px}}.container{width:100%;max-width:var(--container-max);margin-inline:auto;padding-inline:clamp(1rem,4vw,2rem)}.container-narrow{width:100%;max-width:var(--container-narrow);margin-inline:auto;padding-inline:clamp(1rem,4vw,2rem)}.section{padding-block:var(--space-20)}.section-sm{padding-block:var(--space-12)}.section-lg{padding-block:var(--space-24)}.section-alt{background-color:var(--white)}.section-dark{background-color:var(--maroon);color:var(--white)}.section-cream{background-color:var(--cream)}.section-header{text-align:center;margin-bottom:var(--space-12)}.section-header h2{margin-bottom:var(--space-4)}.section-header p{font-size:1.0625rem;color:var(--color-text-muted);max-width:760px;margin-inline:auto;line-height:1.65;text-align:center;text-wrap:balance}.section-tag{display:inline-block;padding:var(--space-1) var(--space-4);background-color:var(--orange-pale);color:var(--orange-dark);border:1px solid var(--orange-light);border-radius:var(--radius-full);font-size:var(--text-sm);font-weight:600;font-family:var(--font-heading);letter-spacing:0.03em;text-transform:uppercase;margin-bottom:var(--space-4)}.site-header{position:sticky;top:38px;left:0;right:0;min-height:var(--header-height);height:var(--header-height);flex-shrink:0;background-color:var(--white);border-bottom:2px solid var(--maroon);box-shadow:0 2px 12px rgba(94,15,29,0.12);z-index:999}@media (max-width:768px){.site-header{top:34px}}.header-inner{display:flex;align-items:center;justify-content:space-between;height:100%;max-width:var(--container-max);margin-inline:auto;padding-inline:var(--space-6)}.logo-link{display:flex;align-items:center;gap:var(--space-3);text-decoration:none;color:var(--dark);line-height:1.15}.logo-link:hover{color:var(--maroon);opacity:0.92}.logo-link img.site-logo{height:140px;width:auto;display:block;border-radius:var(--radius)}.logo-name{font-family:var(--font-heading);font-size:var(--text-md);font-weight:800;letter-spacing:-0.02em}.logo-tagline{font-size:var(--text-xs);font-weight:400;color:rgba(255,255,255,0.70);letter-spacing:0.02em}.logo-icon{font-size:1.5rem;line-height:1}.logo-text{font-family:var(--font-heading);font-size:var(--text-md);font-weight:800;letter-spacing:-0.02em;color:var(--white);line-height:1.2}.logo-text span{display:block;font-size:var(--text-xs);font-weight:400;color:rgba(255,255,255,0.70);letter-spacing:0.02em}.nav-menu{display:flex;align-items:center;gap:var(--space-1)}.nav-item{position:relative}.nav-link,.nav-menu li a:not(.btn):not(.nav-cta),.site-header .nav-link,.site-header .nav-menu li a:not(.btn):not(.nav-cta){display:block !important;padding:0.6rem 0.875rem !important;color:var(--dark) !important;text-decoration:none !important;font-size:1.0625rem !important;font-weight:600 !important;border-radius:var(--radius) !important;transition:color var(--transition-fast),background-color var(--transition-fast);white-space:nowrap}.nav-link:hover,.nav-link[aria-current="page"],.nav-menu li a:not(.btn):not(.nav-cta):hover,.nav-menu li a.active{color:var(--maroon);background-color:var(--maroon-pale);opacity:1}.nav-item.has-dropdown>.nav-link::after{content:' ▾';font-size:0.65em;vertical-align:middle}.dropdown{display:none;position:absolute;top:calc(100%+6px);left:0;min-width:220px;background:var(--white);border-radius:var(--radius-md);box-shadow:var(--shadow-lg);border:1px solid var(--color-border-light);padding:var(--space-2);z-index:var(--z-dropdown)}.nav-item.has-dropdown:hover .dropdown,.nav-item.has-dropdown:focus-within .dropdown{display:block}.dropdown-link{display:block;padding:var(--space-2) var(--space-3);color:var(--dark);text-decoration:none;font-size:var(--text-sm);border-radius:var(--radius);transition:background-color var(--transition-fast),color var(--transition-fast)}.dropdown-link:hover{background-color:var(--maroon-pale);color:var(--maroon);opacity:1}.nav-menu li.has-dropdown{position:relative}.nav-menu li.has-dropdown>a::after{content:' \25BE';font-size:0.65em;vertical-align:middle;margin-left:0.15em}.nav-menu li.has-dropdown .dropdown{display:none;position:absolute;top:calc(100%+6px);left:0;min-width:240px;background:var(--white);border-radius:var(--radius-md);box-shadow:var(--shadow-lg);border:1px solid var(--color-border-light);padding:var(--space-2);z-index:var(--z-dropdown);list-style:none;margin:0}.nav-menu li.has-dropdown:hover .dropdown,.nav-menu li.has-dropdown:focus-within .dropdown{display:block}.nav-menu li.has-dropdown .dropdown a{display:block;padding:var(--space-2) var(--space-3);color:var(--dark);text-decoration:none;font-size:var(--text-sm);border-radius:var(--radius);transition:background-color var(--transition-fast),color var(--transition-fast)}.nav-menu li.has-dropdown .dropdown a:hover{background-color:var(--maroon-pale);color:var(--maroon)}.nav-menu li.has-dropdown .dropdown a.dropdown-link-all{border-top:1px solid var(--color-border-light);margin-top:0.25rem;padding-top:0.5rem;font-weight:600;color:var(--maroon)}.nav-menu li.has-dropdown .dropdown.dropdown-wide{min-width:460px;display:none;grid-template-columns:1fr 1fr;gap:0}.nav-menu li.has-dropdown:hover .dropdown.dropdown-wide,.nav-menu li.has-dropdown:focus-within .dropdown.dropdown-wide{display:grid}.nav-menu li.has-dropdown .dropdown.dropdown-wide a.dropdown-link-all{grid-column:1 / -1}@media (max-width:768px){.nav-menu li.has-dropdown .dropdown,.nav-menu li.has-dropdown .dropdown.dropdown-wide{position:static;box-shadow:none;border:none;min-width:0;padding:0 0 0 1rem;grid-template-columns:1fr}.nav-menu li.has-dropdown .dropdown.dropdown-wide{display:none}.nav-menu li.has-dropdown.open .dropdown,.nav-menu li.has-dropdown.open .dropdown.dropdown-wide{display:block}}.nav-cta,.nav-menu li a.nav-cta{display:inline-flex !important;align-items:center;margin-left:var(--space-2);padding:var(--space-2) var(--space-5) !important;background-color:var(--maroon) !important;color:var(--white) !important;font-weight:600 !important;font-size:var(--text-sm) !important;border-radius:var(--radius-full) !important;text-decoration:none;white-space:nowrap;transition:background-color var(--transition-fast),transform var(--transition-fast)}.nav-cta:hover,.nav-menu li a.nav-cta:hover{background-color:var(--maroon-dark) !important;color:var(--white) !important;transform:translateY(-1px)}.nav-toggle{display:none;flex-direction:column;justify-content:space-between;width:28px;height:20px;padding:0;background:none;border:none;cursor:pointer;z-index:var(--z-sticky)}.nav-toggle span{display:block;width:100%;height:2px;background-color:var(--maroon);border-radius:2px;transition:transform var(--transition),opacity var(--transition);transform-origin:center}.nav-toggle.open span:nth-child(1){transform:translateY(9px) rotate(45deg)}.nav-toggle.open span:nth-child(2){opacity:0}.nav-toggle.open span:nth-child(3){transform:translateY(-9px) rotate(-45deg)}.hero{background:linear-gradient(135deg,var(--maroon-dark) 0%,var(--maroon) 50%,var(--maroon-light) 100%);color:var(--white);padding-block:var(--space-20) var(--space-24);overflow:hidden;position:relative}.hero::before{content:'';position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Ccircle cx='30' cy='30' r='2'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");pointer-events:none}.hero-inner{display:grid;grid-template-columns:1fr 420px;gap:var(--space-12);align-items:center;position:relative;z-index:1}.hero-badge{display:inline-flex;align-items:center;gap:var(--space-2);padding:var(--space-2) var(--space-4);background:rgba(255,255,255,0.15);border:1px solid rgba(255,255,255,0.30);border-radius:var(--radius-full);font-size:var(--text-sm);font-weight:600;color:var(--white);margin-bottom:var(--space-6);backdrop-filter:blur(8px)}.hero h1{color:var(--white);font-size:var(--text-5xl);font-weight:800;margin-bottom:var(--space-6);letter-spacing:-0.03em;line-height:1.1}.hero-lead{font-size:var(--text-xl);color:rgba(255,255,255,0.85);margin-bottom:var(--space-8);line-height:1.6}.hero-stats{display:flex;gap:var(--space-8);margin-bottom:var(--space-8);flex-wrap:wrap}.hero-stat{display:flex;flex-direction:column;gap:var(--space-1)}.hero-stat-value{font-family:var(--font-heading);font-size:var(--text-2xl);font-weight:800;color:var(--orange-light);line-height:1;min-height:2rem}.hero-stat-label{font-size:var(--text-sm);color:rgba(255,255,255,0.70);min-height:1.25rem}.hero-actions{display:flex;gap:var(--space-4);flex-wrap:wrap}.hero-calculator{background:var(--white);border-radius:var(--radius-xl);padding:var(--space-8);box-shadow:var(--shadow-lg);color:var(--dark)}.hero-calculator h3,.hero-calculator .hero-calc-title{font-size:var(--text-lg);margin-bottom:var(--space-2);color:var(--maroon)}.hero-calculator p{font-size:var(--text-sm);color:var(--color-text-muted);margin-bottom:var(--space-5)}.mini-result{background:var(--maroon-pale);border:1px solid rgba(94,15,29,0.15);border-radius:var(--radius-md);padding:var(--space-4);margin-top:var(--space-4)}.mini-result-label{font-size:var(--text-sm);color:var(--color-text-muted);margin-bottom:var(--space-1)}.mini-result-value{font-family:var(--font-heading);font-size:var(--text-2xl);font-weight:800;color:var(--maroon)}.page-hero{background:linear-gradient(135deg,var(--maroon-dark) 0%,var(--maroon) 60%,var(--maroon-light) 100%);color:var(--white);padding-block:var(--space-10) var(--space-12);text-align:center}.page-hero h1{color:var(--white);font-size:clamp(1.5rem,2.6vw,2.125rem);font-weight:700;max-width:920px;margin-inline:auto;margin-bottom:var(--space-4);line-height:1.25;margin-bottom:var(--space-4);letter-spacing:-0.02em}.page-hero p{font-size:var(--text-base);color:rgba(255,255,255,0.86);max-width:720px;margin-inline:auto;margin-bottom:0;line-height:1.65}.page-hero p.lead{font-size:var(--text-lg)}.page-hero-meta{display:flex;align-items:center;justify-content:center;gap:var(--space-6);margin-top:var(--space-6);font-size:var(--text-sm);color:rgba(255,255,255,0.70);flex-wrap:wrap}.breadcrumb{padding-block:var(--space-4);border-bottom:1px solid var(--color-border-light);background:var(--white)}.breadcrumb-list{display:flex;align-items:center;gap:var(--space-2);flex-wrap:wrap;font-size:var(--text-sm);color:var(--color-text-subtle)}.breadcrumb-list a{color:var(--maroon);text-decoration:underline;text-decoration-color:rgba(94,15,29,0.3);text-underline-offset:3px;cursor:pointer;font-weight:600;transition:color 0.15s,text-decoration-color 0.15s;font-weight:500}.breadcrumb-list a:hover,.breadcrumb-list a:focus{color:var(--orange-dark);text-decoration-color:var(--orange);text-decoration-thickness:2px}.breadcrumb-list li+li::before{content:'›';color:var(--gray-light);margin-right:var(--space-2)}.breadcrumb-list [aria-current="page"]{color:var(--color-text-muted)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:var(--space-2);padding:0.625rem 1.5rem;font-family:var(--font-heading);font-size:var(--text-base);font-weight:600;line-height:1.4;border-radius:var(--radius-full);text-decoration:none;cursor:pointer;border:2px solid transparent;transition:background-color var(--transition),color var(--transition),border-color var(--transition),box-shadow var(--transition),transform var(--transition-fast);white-space:nowrap;-webkit-user-select:none;user-select:none}.btn:active{transform:translateY(1px)}.btn-primary{background-color:var(--orange);color:var(--white);border-color:var(--orange);box-shadow:0 4px 14px rgba(212,123,46,0.35)}.btn-primary:hover{background-color:var(--orange-dark);border-color:var(--orange-dark);box-shadow:0 6px 20px rgba(212,123,46,0.45);color:var(--white);opacity:1}.btn-secondary{background-color:transparent;color:var(--white);border-color:rgba(255,255,255,0.60)}.btn-secondary:hover{background-color:rgba(255,255,255,0.15);border-color:var(--white);color:var(--white);opacity:1}.btn-outline{background-color:transparent;color:var(--maroon);border-color:var(--maroon)}.btn-outline:hover{background-color:var(--maroon);color:var(--white);opacity:1}.btn-lg{padding:0.875rem 2rem;font-size:var(--text-lg)}.btn-sm{padding:0.375rem 1rem;font-size:var(--text-sm)}.btn-full{width:100%}.trust-bar{background:var(--white);border-bottom:1px solid var(--color-border-light);padding-block:var(--space-4)}.trust-items{display:flex;align-items:center;justify-content:center;gap:var(--space-8);flex-wrap:wrap}.trust-item{display:flex;align-items:center;gap:var(--space-2);font-size:var(--text-sm);font-weight:500;color:var(--dark-light)}.trust-icon{color:var(--orange);font-size:var(--text-md);flex-shrink:0}.card{background:var(--white);border-radius:var(--radius-lg);padding:var(--space-8);box-shadow:var(--shadow-sm);border:1px solid var(--color-border-light);transition:box-shadow var(--transition),transform var(--transition)}.card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.card-icon{width:56px;height:56px;background:var(--maroon-pale);border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;font-size:1.5rem;margin-bottom:var(--space-5);color:var(--maroon)}.card h3{font-size:var(--text-xl);margin-bottom:var(--space-3);color:var(--maroon)}.card p{font-size:var(--text-base);color:var(--color-text-muted)}.feature-card{background:var(--white);border-radius:var(--radius-lg);padding:var(--space-8);border:1px solid var(--color-border-light);box-shadow:var(--shadow-sm);transition:box-shadow var(--transition),transform var(--transition)}.feature-card:hover{box-shadow:var(--shadow-md);transform:translateY(-3px)}.feature-icon{width:52px;height:52px;background:linear-gradient(135deg,var(--maroon-pale),var(--orange-pale));border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;font-size:1.5rem;margin-bottom:var(--space-5)}.feature-card h3{font-size:var(--text-lg);margin-bottom:var(--space-3);color:var(--dark)}.feature-card p{font-size:var(--text-sm);color:var(--color-text-muted);line-height:1.6}.blog-card{background:var(--white);border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--color-border-light);box-shadow:var(--shadow-sm);transition:box-shadow var(--transition),transform var(--transition);text-decoration:none;color:inherit;display:flex;flex-direction:column}.blog-card:hover{box-shadow:var(--shadow-md);transform:translateY(-3px);opacity:1}.blog-card-img{width:100%;aspect-ratio:16/9;background:linear-gradient(135deg,var(--maroon),var(--maroon-light));display:flex;align-items:center;justify-content:center;font-size:2.5rem;color:rgba(255,255,255,0.80);flex-shrink:0;overflow:hidden}.blog-card-img img{width:100%;height:100%;object-fit:cover}.blog-card-body{padding:var(--space-6);display:flex;flex-direction:column;flex:1}.blog-card-cat{display:inline-block;font-size:var(--text-xs);font-weight:600;color:var(--orange-dark);text-transform:uppercase;letter-spacing:0.05em;margin-bottom:var(--space-2)}.blog-card h3{font-size:var(--text-md);margin-bottom:var(--space-3);color:var(--dark);line-height:1.35}.blog-card p{font-size:var(--text-sm);color:var(--color-text-muted);flex:1;margin-bottom:var(--space-4)}.blog-card-meta{font-size:var(--text-xs);color:var(--gray);margin-top:auto}.features-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--space-6)}.condition-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--space-4)}.province-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--space-4)}.testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--space-6)}.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--space-6)}.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--space-6)}.stat-card{background:var(--white);border-radius:var(--radius-lg);padding:var(--space-8);text-align:center;border:1px solid var(--color-border-light);box-shadow:var(--shadow-sm)}.stat-value{font-family:var(--font-heading);font-size:var(--text-3xl);font-weight:800;color:var(--maroon);line-height:1;margin-bottom:var(--space-2)}.stat-label{font-size:var(--text-sm);color:var(--color-text-muted);font-weight:500}.calculator-section{background:var(--white);border-radius:var(--radius-xl);padding:var(--space-10);box-shadow:var(--shadow-lg);border:1px solid var(--color-border-light)}.form-group{margin-bottom:var(--space-5)}.form-group label{display:block;font-weight:600;font-size:var(--text-sm);color:var(--dark);margin-bottom:var(--space-2)}.form-group input,.form-group select,.form-group textarea{width:100%;padding:0.75rem 1rem;border:2px solid var(--color-border);border-radius:var(--radius-md);font-size:var(--text-base);color:var(--dark);background:var(--white);transition:border-color var(--transition-fast),box-shadow var(--transition-fast);-webkit-appearance:none;appearance:none}.form-group select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%236B6358' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 1rem center;padding-right:2.5rem}.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:none;border-color:var(--maroon);box-shadow:0 0 0 3px rgba(94,15,29,0.12)}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:var(--space-4)}.form-hint{font-size:var(--text-xs);color:var(--color-text-subtle);margin-top:var(--space-1)}.form-checkbox{display:flex;align-items:flex-start;gap:var(--space-3);margin-bottom:var(--space-5);cursor:pointer}.form-checkbox input[type="checkbox"]{width:20px;height:20px;flex-shrink:0;margin-top:2px;accent-color:var(--maroon);cursor:pointer}.form-checkbox-label{font-size:var(--text-sm);color:var(--dark);line-height:1.5}.calc-actions{display:flex;gap:var(--space-3);flex-wrap:wrap}.calc-result{display:none;margin-top:var(--space-8);border-top:2px solid var(--color-border-light);padding-top:var(--space-8)}.calc-result.active{display:block}.calc-result-header{text-align:center;margin-bottom:var(--space-6)}.calc-result-title{font-size:var(--text-md);font-weight:600;color:var(--color-text-muted);margin-bottom:var(--space-2)}.calc-result-main{font-family:var(--font-heading);font-size:var(--text-5xl);font-weight:800;color:var(--maroon);line-height:1}.calc-result-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--space-4);margin-bottom:var(--space-6)}.calc-result-item{background:var(--cream);border-radius:var(--radius-md);padding:var(--space-5);text-align:center;border:1px solid var(--color-border-light);display:flex;flex-direction:column;align-items:center;justify-content:center}.calc-result-item .amount{display:block;font-family:var(--font-heading);font-size:2rem;font-weight:800;color:var(--maroon);line-height:1.1;margin-bottom:0.375rem}.calc-result-item .label{display:block;font-size:0.8125rem;font-weight:600;color:var(--dark-light);white-space:nowrap;line-height:1.3}.calc-result-item-label{font-size:var(--text-xs);font-weight:600;color:var(--color-text-muted);text-transform:uppercase;letter-spacing:0.05em;margin-bottom:var(--space-2)}.calc-result-item-value{font-family:var(--font-heading);font-size:var(--text-xl);font-weight:800;color:var(--maroon)}.calc-retroactive{background:linear-gradient(135deg,var(--maroon-pale),var(--orange-pale));border-radius:var(--radius-md);padding:var(--space-5) var(--space-6);margin-bottom:var(--space-5);border:1px solid rgba(94,15,29,0.12)}.calc-retroactive-label{font-size:var(--text-sm);font-weight:600;color:var(--color-text-muted);margin-bottom:var(--space-1)}.calc-retroactive-value{font-family:var(--font-heading);font-size:var(--text-2xl);font-weight:800;color:var(--maroon)}.calc-province-note{display:none;background:var(--orange-pale);border:1px solid var(--orange-light);border-radius:var(--radius);padding:var(--space-3) var(--space-4);font-size:var(--text-sm);color:var(--orange-dark);margin-bottom:var(--space-5)}.calc-province-note.visible{display:block}.table-wrapper{overflow-x:auto;border-radius:var(--radius-md);border:1px solid var(--color-border);box-shadow:var(--shadow-sm)}.table-scroll{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;margin:1.5rem 0;border-radius:var(--radius-md)}.table-scroll>table{margin:0 !important;min-width:480px}.rate-table{width:100%;border-collapse:collapse;font-size:var(--text-sm);background:var(--white)}.rate-table thead tr{background:var(--maroon);color:var(--white)}.rate-table thead th{padding:var(--space-4) var(--space-5);text-align:left;font-family:var(--font-heading);font-size:var(--text-sm);font-weight:600;letter-spacing:0.02em;white-space:nowrap}.rate-table tbody tr{border-bottom:1px solid var(--color-border-light);transition:background-color var(--transition-fast)}.rate-table tbody tr:nth-child(even){background-color:var(--cream)}.rate-table tbody tr:hover{background-color:var(--maroon-pale)}.rate-table tbody td a{color:var(--maroon);text-decoration:none;font-weight:600}.rate-table tbody td a:hover{text-decoration:underline;color:var(--maroon-dark)}.rate-table td{padding:var(--space-4) var(--space-5);vertical-align:middle;color:var(--dark)}.rate-table td:first-child{font-weight:600}.table-highlight{background:var(--orange-pale) !important;font-weight:700;color:var(--maroon) !important}.eligibility-checklist{display:flex;flex-direction:column;gap:var(--space-3);max-width:820px;margin-inline:auto}.checklist-item{display:flex;align-items:center;gap:var(--space-4);padding:var(--space-4) var(--space-5);background:var(--white);border-radius:var(--radius-md);border:1px solid var(--color-border-light);box-shadow:var(--shadow-sm);transition:border-color var(--transition-fast)}.checklist-item:hover{border-color:var(--maroon)}.check-icon{width:36px;height:36px;background:var(--color-success);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--white);font-size:1rem;flex-shrink:0;margin-top:2px}.check-icon.orange{background:var(--orange)}.check-icon.maroon{background:var(--maroon)}.checklist-text h4{font-size:var(--text-base);font-weight:600;margin-bottom:var(--space-1);color:var(--dark)}.checklist-text p{font-size:var(--text-sm);color:var(--color-text-muted);margin-bottom:0}.content-with-sidebar{display:grid;grid-template-columns:minmax(0,1fr) var(--sidebar-width);gap:var(--space-10);align-items:stretch}.content-with-sidebar>aside.sidebar{align-self:start}.main-content{min-width:0}.sidebar{position:sticky;top:calc(var(--header-height)+var(--space-4))}.sidebar-widget{background:var(--white);border-radius:var(--radius-lg);padding:var(--space-6);border:1px solid var(--color-border-light);box-shadow:var(--shadow-sm);margin-bottom:var(--space-5)}.sidebar-widget h4{font-size:var(--text-base);font-weight:700;margin-bottom:var(--space-4);color:var(--maroon);padding-bottom:var(--space-3);border-bottom:2px solid var(--maroon-pale)}.sidebar-links{display:flex;flex-direction:column;gap:var(--space-2)}.sidebar-links a{font-size:var(--text-sm);color:var(--dark);text-decoration:none;padding:var(--space-2) var(--space-3);border-radius:var(--radius);transition:background-color var(--transition-fast),color var(--transition-fast);display:flex;align-items:center;gap:var(--space-2)}.sidebar-links a::before{content:'›';color:var(--maroon);font-weight:700}.sidebar-links a:hover{background-color:var(--maroon-pale);color:var(--maroon);opacity:1}.article-content{font-size:var(--text-base);line-height:1.8;max-width:780px;width:100%}.article-content h2{font-size:var(--text-2xl);margin-top:var(--space-10);margin-bottom:var(--space-4);padding-bottom:var(--space-3);border-bottom:2px solid var(--maroon-pale);color:var(--maroon)}.article-content h3{font-size:var(--text-xl);margin-top:var(--space-8);margin-bottom:var(--space-3);color:var(--dark)}.article-content h4{font-size:var(--text-lg);margin-top:var(--space-6);margin-bottom:var(--space-2);color:var(--dark-light)}.article-content p{margin-bottom:1.1rem;text-align:justify;text-justify:inter-word;text-align-last:left;hyphens:auto;-webkit-hyphens:auto;-ms-hyphens:auto;line-height:1.75;font-size:1rem;color:var(--dark-light)}.article-content p:has(a){text-align:left;hyphens:manual}.article-content blockquote p,.article-content .disclaimer p,.article-content .disclaimer-box p,.article-content .info-box p,.article-content .warning-box p,.article-content .cta-banner p{text-align:left;hyphens:manual}.dtc-answer-box{background:var(--cream);border-left:4px solid var(--orange);padding:20px 24px;border-radius:4px;margin:0 0 28px}.dtc-answer-label{font-weight:600;color:var(--maroon);margin:0 0 8px;font-size:0.875rem;text-transform:uppercase;letter-spacing:0.04em}.dtc-answer-text{margin:0;color:var(--dark);line-height:1.65}.condition-emoji{font-size:2rem;margin-bottom:0.75rem}.province-amount{font-size:0.875rem;font-weight:700;color:var(--orange);display:block;margin-top:0.25rem}.read-guide-link{font-size:0.8125rem;font-weight:600;color:var(--maroon)}.cell-bordered{padding:0.625rem;border:1px solid var(--color-border)}.td-pad{padding:0.75rem 1rem}.td-pad-right{padding:0.75rem 1rem;text-align:right}.td-pad-right-bold{padding:0.75rem 1rem;text-align:right;font-weight:600}.td-pad-right-maroon{padding:0.75rem 1rem;text-align:right;color:var(--maroon)}.td-pad-left{padding:0.75rem 1rem;text-align:left}.row-divider{border-bottom:1px solid var(--cream-dark)}.row-header{background:var(--maroon);color:var(--white)}.row-highlight{background:var(--maroon-pale);font-weight:700}.inline-rate-table{width:100%;border-collapse:collapse;margin-bottom:1.5rem}.mb-2{margin-bottom:2rem}.text-inherit{color:inherit}.no-underline{text-decoration:none}.checklist-step-title{font-size:1.125rem;color:var(--maroon);margin-bottom:0.5rem}.checklist-step-text{font-size:0.875rem;color:var(--dark-light);margin-bottom:1rem;line-height:1.6}.article-content .dtc-answer-box p,.article-content figure p,.article-content li p{text-align:left;hyphens:manual}.article-meta{display:flex;flex-wrap:wrap;align-items:center;gap:0.625rem 1rem;margin-bottom:1.75rem;padding:0.75rem 1rem;background:var(--cream);border-left:3px solid var(--maroon);border-radius:0 var(--radius-md) var(--radius-md) 0;font-size:0.875rem;color:var(--dark-light)}.article-meta>*+*::before{content:'·';color:var(--gray-light);margin-right:0.625rem}.article-meta .article-date,.article-meta .article-author,.article-meta .article-reviewed{display:inline-flex;align-items:center;gap:0.35rem}.article-meta .article-author strong{color:var(--maroon);font-weight:600}.article-meta time{font-weight:600;color:var(--dark)}.article-meta .article-reviewed{background:rgba(94,15,29,0.08);padding:0.15rem 0.5rem;border-radius:999px;font-size:0.75rem;font-weight:600;color:var(--maroon)}.article-meta .article-reviewed::before{content:'';margin:0}.article-content blockquote p,.article-content .disclaimer p,.article-content .disclaimer-box p,.article-content .info-box p,.article-content .warning-box p,.article-content .cta-banner p,.article-content figure p{text-align:left;hyphens:manual}.author-avatar{display:none !important}.author-block{display:flex;flex-direction:column;gap:0.25rem;padding:1.25rem 1.5rem;background:var(--cream);border-left:3px solid var(--maroon);border-radius:0 var(--radius-md) var(--radius-md) 0;margin-block:var(--space-6)}.author-info{display:block}.author-info strong{color:var(--maroon);font-size:1rem}.author-info p{margin-top:0.5rem;text-align:left;font-size:0.9375rem;color:var(--dark-light);hyphens:manual}.article-content ul,.article-content ol{margin-bottom:var(--space-4);padding-left:var(--space-6)}.article-content ul{list-style:disc}.article-content ol{list-style:decimal}.article-content li{margin-bottom:var(--space-2);color:var(--dark)}.article-content a:not(.btn){color:var(--maroon);font-weight:500}.info-box{background:var(--cream);border-left:4px solid var(--maroon);border-radius:0 var(--radius-md) var(--radius-md) 0;padding:var(--space-5) var(--space-6);margin-block:var(--space-6);font-size:var(--text-sm)}.info-box strong{display:block;color:var(--maroon);margin-bottom:var(--space-2)}.info-box p strong,.info-box li strong{display:inline;color:inherit;margin-bottom:0}.warning-box{background:var(--orange-pale);border-left:4px solid var(--orange);border-radius:0 var(--radius-md) var(--radius-md) 0;padding:var(--space-5) var(--space-6);margin-block:var(--space-6);font-size:var(--text-sm)}.warning-box strong{display:block;color:var(--orange-dark);margin-bottom:var(--space-2)}.faq-list{display:flex;flex-direction:column;gap:var(--space-3)}.faq-item{background:var(--white);border-radius:var(--radius-md);border:1px solid var(--color-border);overflow:hidden;transition:box-shadow var(--transition-fast)}.faq-item:hover{box-shadow:var(--shadow-sm)}.faq-question,.faq-item .faq-question,.faq-list .faq-question,button.faq-question{display:block !important;position:relative !important;width:100% !important;padding:0.875rem 3rem 0.875rem 1.125rem !important;text-align:left !important;font-family:var(--font-heading) !important;font-size:0.9375rem !important;font-weight:600 !important;line-height:1.4 !important;color:var(--dark) !important;cursor:pointer;background:none !important;border:none !important;margin:0 !important;transition:color var(--transition-fast)}.faq-question::after{position:absolute !important;right:1.125rem !important;top:50% !important;transform:translateY(-50%) !important;margin:0 !important}.faq-question a{color:inherit;text-decoration:underline;text-decoration-color:var(--maroon-pale)}.faq-question:hover{color:var(--maroon)}.faq-question::after{content:'+';font-size:var(--text-xl);font-weight:400;color:var(--maroon);flex-shrink:0;margin-left:var(--space-4);transition:transform var(--transition);line-height:1}.faq-item.open .faq-question::after{content:'−';transform:rotate(0deg)}.faq-answer{display:none;padding:0.875rem 1.125rem 1rem;color:var(--color-text-muted);font-size:0.9375rem;line-height:1.65;border-top:1px solid var(--color-border-light)}.faq-answer p{margin-bottom:var(--space-3)}.faq-answer p:last-child{margin-bottom:0}.faq-answer ul{list-style:disc;padding-left:var(--space-6);margin-bottom:var(--space-3)}.faq-item.open .faq-answer{display:block}.testimonial-card{background:var(--white);border-radius:var(--radius-lg);padding:var(--space-8);border:1px solid var(--color-border-light);box-shadow:var(--shadow-sm);transition:box-shadow var(--transition),transform var(--transition)}.testimonial-card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.testimonial-amount{font-family:var(--font-heading);font-size:var(--text-3xl);font-weight:800;color:var(--maroon);margin-bottom:var(--space-2);line-height:1}.testimonial-label{font-size:var(--text-xs);font-weight:600;color:var(--orange-dark);text-transform:uppercase;letter-spacing:0.05em;margin-bottom:var(--space-5)}.testimonial-quote{font-size:var(--text-base);color:var(--color-text-muted);font-style:italic;line-height:1.7;margin-bottom:var(--space-5);position:relative;padding-left:var(--space-5)}.testimonial-quote::before{content:'"';position:absolute;left:0;top:-4px;font-size:2.5rem;color:var(--maroon);font-family:Georgia,serif;line-height:1;opacity:0.4}.testimonial-author{display:flex;align-items:center;gap:var(--space-3)}.testimonial-avatar{width:42px;height:42px;border-radius:50%;background:var(--maroon);display:flex;align-items:center;justify-content:center;color:var(--white);font-family:var(--font-heading);font-weight:700;font-size:var(--text-base);flex-shrink:0}.testimonial-name{font-weight:600;font-size:var(--text-sm);color:var(--dark)}.testimonial-meta{font-size:var(--text-xs);color:var(--gray)}.testimonial-disclaimer{font-size:var(--text-xs);color:var(--gray);text-align:center;margin-top:var(--space-6);font-style:italic}.province-card{display:block;background:var(--white);border-radius:var(--radius-md);padding:var(--space-5);border:1px solid var(--color-border-light);text-decoration:none;transition:border-color var(--transition-fast),box-shadow var(--transition-fast),transform var(--transition-fast);box-shadow:var(--shadow-sm)}.province-card:hover{border-color:var(--maroon);box-shadow:var(--shadow-md);transform:translateY(-2px);opacity:1}.province-name{font-family:var(--font-heading);font-size:var(--text-base);font-weight:700;color:var(--dark);margin-bottom:var(--space-1)}.province-rate{font-size:var(--text-sm);font-weight:600;color:var(--maroon)}.province-abbr{font-size:var(--text-xs);color:var(--gray);margin-top:var(--space-1)}.condition-badge{display:block;background:var(--white);border-radius:var(--radius-md);padding:var(--space-4) var(--space-5);border:1px solid var(--color-border-light);text-decoration:none;font-size:var(--text-sm);font-weight:600;color:var(--dark);transition:border-color var(--transition-fast),background-color var(--transition-fast),color var(--transition-fast);text-align:center;box-shadow:var(--shadow-sm)}.condition-badge:hover{border-color:var(--maroon);background:var(--maroon-pale);color:var(--maroon);opacity:1}.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--space-6);position:relative}.step-card{background:var(--white);border-radius:var(--radius-lg);padding:var(--space-8);border:1px solid var(--color-border-light);box-shadow:var(--shadow-sm);text-align:center;position:relative}.step-number{width:52px;height:52px;background:var(--maroon);color:var(--white);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--font-heading);font-size:var(--text-xl);font-weight:800;margin:0 auto var(--space-5)}.step-card h3{font-size:var(--text-lg);margin-bottom:var(--space-3);color:var(--dark)}.step-card p{font-size:var(--text-sm);color:var(--color-text-muted)}.cta-banner{background:linear-gradient(135deg,var(--maroon-dark) 0%,var(--maroon) 50%,var(--maroon-xlight) 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p{color:rgba(255,255,255,0.82);font-size:var(--text-lg);max-width:560px;margin-inline:auto;margin-bottom:var(--space-8)}.cta-actions,.btn-row{display:flex;gap:var(--space-4);justify-content:center;flex-wrap:wrap;margin-top:var(--space-6)}.specialist-section{background:var(--white)}.specialist-inner{display:block;max-width:820px;margin-inline:auto}.specialist-avatar{width:180px;height:180px;border-radius:50%;background:linear-gradient(135deg,var(--maroon),var(--maroon-light));display:flex;align-items:center;justify-content:center;font-family:var(--font-heading);font-size:var(--text-3xl);font-weight:800;color:var(--white);flex-shrink:0;margin:0 auto}.specialist-content h2{margin-bottom:var(--space-2)}.specialist-title{font-size:var(--text-lg);color:var(--orange-dark);font-weight:600;margin-bottom:var(--space-4)}.specialist-content p{color:var(--dark-light);margin-bottom:1.1rem;font-size:1rem;line-height:1.75;text-align:left}.specialist-content h3{font-size:1.25rem !important;color:var(--maroon) !important;font-weight:700;margin-top:2rem !important;margin-bottom:0.75rem !important}.specialist-content ul{list-style:disc !important;padding-left:1.5rem !important;margin-bottom:1.25rem !important}.specialist-content ul li{margin-bottom:0.5rem !important;font-size:1rem;line-height:1.75;color:var(--dark-light)}.specialist-title{font-size:1rem !important;color:var(--orange-dark) !important;font-weight:600;margin-bottom:1.25rem !important;text-transform:uppercase;letter-spacing:0.05em}.disclaimer{background:var(--cream);border:1px solid var(--color-border);border-radius:var(--radius-md);padding:var(--space-5) var(--space-6);font-size:var(--text-xs);color:var(--color-text-subtle);line-height:1.6}.disclaimer>strong:first-child{color:var(--maroon);display:inline;font-weight:700;margin-right:0.25rem}.disclaimer strong{color:var(--dark);display:inline;font-weight:600;margin-bottom:0}.site-logo{height:140px;width:auto;display:block}.site-logo-footer{height:70px;width:auto;display:block;margin-bottom:var(--space-5)}.footer-cta-strip{background:linear-gradient(90deg,var(--maroon-dark) 0%,var(--maroon-light) 100%);padding-block:var(--space-6)}.footer-cta-inner{max-width:var(--container-max);margin-inline:auto;padding-inline:var(--space-6);display:flex;align-items:center;justify-content:space-between;gap:var(--space-6);flex-wrap:wrap}.footer-cta-text strong{display:block;color:var(--white);font-family:var(--font-heading);font-size:var(--text-lg);font-weight:700;margin-bottom:var(--space-1)}.footer-cta-text p{color:rgba(255,255,255,0.80);font-size:var(--text-sm);margin:0}.site-footer{background:var(--white);color:var(--dark)}.footer-main{padding-block:var(--space-16) 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a:hover{color:var(--maroon);padding-left:var(--space-2);opacity:1}.footer-links a:hover::before{opacity:1}.footer-social{display:flex;gap:var(--space-3);margin-top:var(--space-2)}.social-link{width:38px;height:38px;background:var(--maroon-pale);border:1px solid rgba(94,15,29,0.15);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--maroon);text-decoration:none;font-size:1rem;transition:background-color var(--transition-fast),border-color var(--transition-fast),color var(--transition-fast)}.social-link:hover{background:var(--maroon);border-color:var(--maroon);color:var(--white);opacity:1}.social-link svg{width:18px;height:18px;fill:currentColor;display:block}.social-link.social-instagram{background:linear-gradient(135deg,#fdf497 0%,#fd5949 30%,#d6249f 60%,#285AEB 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var(--cream-darker);padding-block:var(--space-4)}.footer-bottom-inner{max-width:var(--container-max);margin-inline:auto;padding-inline:var(--space-6);display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:var(--space-3);font-size:var(--text-xs);color:var(--gray)}.footer-bottom-links{display:flex;gap:var(--space-5)}.footer-bottom-links a{color:var(--gray);text-decoration:none;font-size:var(--text-xs);transition:color var(--transition-fast)}.footer-bottom-links a:hover{color:var(--maroon);opacity:1}.contact-grid{display:grid;grid-template-columns:2fr 1fr;gap:var(--space-10);align-items:start}.contact-card{background:var(--white);border-radius:var(--radius-lg);padding:var(--space-8);border:1px solid var(--color-border-light);box-shadow:var(--shadow-sm)}.contact-info-card{background:var(--maroon-pale);border-radius:var(--radius-lg);padding:var(--space-7);border:1px solid rgba(94,15,29,0.12)}.contact-info-card h3{color:var(--maroon);margin-bottom:var(--space-5)}.contact-item{display:flex;align-items:flex-start;gap:var(--space-3);margin-bottom:var(--space-5)}.contact-icon{font-size:1.25rem;color:var(--maroon);flex-shrink:0;margin-top:2px}.error-page{min-height:60vh;display:flex;align-items:center;justify-content:center;text-align:center;padding:var(--space-20) var(--space-6)}.error-code{font-family:var(--font-heading);font-size:8rem;font-weight:800;color:var(--maroon);line-height:1;opacity:0.15;margin-bottom:-var(--space-8)}.error-content h1{font-size:var(--text-3xl);margin-bottom:var(--space-4)}.error-links{display:flex;gap:var(--space-3);justify-content:center;flex-wrap:wrap;margin-top:var(--space-8)}.legal-content h2{font-size:var(--text-2xl);margin-top:var(--space-10);margin-bottom:var(--space-4);color:var(--maroon)}.legal-content h3{font-size:var(--text-xl);margin-top:var(--space-6);margin-bottom:var(--space-3)}.legal-content p,.legal-content li{font-size:var(--text-base);color:var(--color-text-muted);line-height:1.8}.legal-content ul{list-style:disc;padding-left:var(--space-6);margin-bottom:var(--space-4)}.legal-content li{margin-bottom:var(--space-2)}.values-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--space-6)}.value-card{background:var(--white);border-radius:var(--radius-lg);padding:var(--space-8);border:1px solid var(--color-border-light);box-shadow:var(--shadow-sm);text-align:center}.value-icon{width:60px;height:60px;background:var(--maroon);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto var(--space-5);font-size:1.5rem;color:var(--white)}.value-card h3{font-size:var(--text-lg);margin-bottom:var(--space-3);color:var(--maroon)}.value-card p{font-size:var(--text-sm);color:var(--color-text-muted)}.audience-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:var(--space-5)}.audience-card{background:var(--white);border-radius:var(--radius-md);padding:var(--space-6);border:1px solid var(--color-border-light);box-shadow:var(--shadow-sm);display:flex;gap:var(--space-4);align-items:flex-start}.audience-icon{font-size:1.75rem;flex-shrink:0}.audience-text h4{font-size:var(--text-base);font-weight:700;margin-bottom:var(--space-2)}.audience-text p{font-size:var(--text-sm);color:var(--color-text-muted);margin-bottom:0}@media (max-width:1024px){h1{font-size:var(--text-3xl)}h2{font-size:var(--text-2xl)}.hero h1{font-size:var(--text-3xl)}.hero-inner{grid-template-columns:1fr;gap:var(--space-8)}.hero-calculator{max-width:560px}.features-grid{grid-template-columns:repeat(2,1fr)}.condition-grid{grid-template-columns:repeat(3,1fr)}.province-grid{grid-template-columns:repeat(3,1fr)}.testimonials-grid{grid-template-columns:repeat(2,1fr)}.blog-grid{grid-template-columns:repeat(2,1fr)}.stats-grid{grid-template-columns:repeat(2,1fr)}.steps-grid{grid-template-columns:repeat(2,1fr)}.values-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr;gap:var(--space-8)}.content-with-sidebar{grid-template-columns:minmax(0,1fr)}.content-with-sidebar>*{min-width:0}.sidebar{position:static}.specialist-inner{grid-template-columns:160px 1fr;gap:var(--space-8)}.contact-grid{grid-template-columns:1fr}.calc-result-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:768px){:root{--text-base:1rem}h1{font-size:var(--text-2xl)}h2{font-size:var(--text-xl)}h3{font-size:var(--text-lg)}.hero{padding-block:var(--space-12) var(--space-16)}.hero h1{font-size:var(--text-2xl)}.hero-lead{font-size:var(--text-base)}.page-hero h1{font-size:var(--text-2xl)}.nav-toggle{display:flex}.nav-menu{display:none;position:fixed;inset:0;top:var(--header-height);background:var(--maroon-dark);flex-direction:column;align-items:stretch;padding:var(--space-6);overflow-y:auto;gap:var(--space-2);z-index:calc(var(--z-sticky) - 1)}.nav-menu.open{display:flex}.nav-link,.nav-menu li a:not(.nav-cta),.site-header .nav-link,.site-header .nav-menu li a:not(.btn):not(.nav-cta){font-size:var(--text-base) !important;padding:var(--space-4) !important;border-radius:var(--radius-md) !important;text-align:left !important;color:rgba(255,255,255,0.95) !important;font-weight:600 !important}.nav-link:hover,.nav-link[aria-current="page"],.nav-menu li a:not(.nav-cta):hover,.nav-menu li 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var(--space-3)}.dropdown-link:hover{background:rgba(255,255,255,0.10);color:var(--white)}.section{padding-block:var(--space-12)}.section-lg{padding-block:var(--space-16)}.features-grid{grid-template-columns:1fr}.condition-grid{grid-template-columns:repeat(2,1fr)}.province-grid{grid-template-columns:repeat(2,1fr)}.testimonials-grid{grid-template-columns:1fr}.blog-grid{grid-template-columns:1fr}.stats-grid{grid-template-columns:repeat(2,1fr)}.steps-grid{grid-template-columns:1fr}.values-grid{grid-template-columns:1fr}.audience-grid{grid-template-columns:1fr}.form-row{grid-template-columns:1fr}.calc-result-grid{grid-template-columns:1fr}.hero-stats{gap:var(--space-6)}.hero-actions{flex-direction:column;align-items:flex-start}.hero-actions .btn{width:100%;justify-content:center}.footer-grid{grid-template-columns:1fr;gap:var(--space-8);text-align:center}.footer-grid .footer-brand p,.footer-grid .footer-col{text-align:center}.footer-grid .footer-brand-logo{display:inline-block;width:fit-content;margin-inline:auto;margin-bottom:var(--space-4)}.footer-grid .footer-badge{display:inline-flex;margin-inline:auto}.footer-grid .footer-social{display:flex;justify-content:center;margin-inline:auto}.footer-grid .footer-brand{text-align:center}.footer-grid .footer-col h5,.footer-grid .footer-col .footer-col-title{text-align:center}.footer-grid .footer-links{text-align:center}.footer-grid .footer-links a::before{content:none}.footer-grid .footer-links a{padding-left:0}.footer-bottom-inner{flex-direction:column;text-align:center}.logo-link img.site-logo,.site-logo{height:80px}:root{--header-height:100px}.footer-cta-inner{flex-direction:column;text-align:center}.footer-cta-text{text-align:center}.specialist-inner{grid-template-columns:1fr;text-align:center}.specialist-avatar{margin:0 auto}.trust-items{gap:var(--space-4);justify-content:flex-start}.section-header h2{font-size:var(--text-xl)}.cta-banner h2,.cta-banner 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!important}}.text-center{text-align:center}.text-left{text-align:left}.text-right{text-align:right}.text-maroon{color:var(--maroon)}.text-orange{color:var(--orange)}.text-muted{color:var(--color-text-muted)}.text-white{color:var(--white)}.text-sm{font-size:var(--text-sm)}.text-lg{font-size:var(--text-lg)}.font-bold{font-weight:700}.mt-4{margin-top:var(--space-4)}.mt-6{margin-top:var(--space-6)}.mt-8{margin-top:var(--space-8)}.mb-4{margin-bottom:var(--space-4)}.mb-6{margin-bottom:var(--space-6)}.mb-8{margin-bottom:var(--space-8)}.hidden{display:none !important}.visible{display:block !important}.flex{display:flex}.items-center{align-items:center}.gap-4{gap:var(--space-4)}.gap-6{gap:var(--space-6)}.w-full{width:100%}.responsive-table{width:100%;overflow-x:auto;margin:20px 0 28px;-webkit-overflow-scrolling:touch;border-radius:6px;border:1px solid var(--color-border-light)}.checkmark-list{list-style:none;padding:0;margin:0 0 28px}.checkmark-list li{position:relative;padding-left:32px;margin-bottom:14px;line-height:1.6}.checkmark-list li::before{content:"✓";position:absolute;left:0;top:0;color:var(--maroon);font-weight:700;font-size:1.1em}.letter-template{background:var(--cream);border-left:4px solid var(--maroon);padding:28px 32px;margin:24px 0 28px;border-radius:6px;font-size:0.95em;line-height:1.65}.letter-template p{margin:0 0 14px}.letter-template p:last-child{margin-bottom:0}.letter-template ul{margin:0 0 14px 1.4em}@media (max-width:640px){.letter-template{padding:20px}}