Conditions That May Qualify for the Disability Tax Credit

CRA approves functional impairments, not diagnoses. Any condition that markedly restricts a basic activity of daily living for 12 or more months may qualify. Explore our detailed guides for 18 of the most common qualifying conditions.

How to use this hub. Each card opens a plain-English guide for that condition. The comparison table below the cards shows the CRA functional category, who can certify Part B, and one key eligibility consideration per condition, all drawn from CRA's published criteria. None of the figures on this page are refund promises or approval-rate estimates.
Important: DTC eligibility is based on functional restriction, not diagnosis. A condition must markedly restrict one or more basic activities of daily living at least 90% of the time, or require 14 or more hours per week of life-sustaining therapy. Always consult a qualified tax professional. Not affiliated with CRA.

Browse All 18 Condition Guides

Each guide explains CRA's eligibility criteria, the DTC categories that apply, and documentation tips. Click a card to open the guide for that condition.

🧠

ADHD

Attention-deficit/hyperactivity disorder, mental functions category, documentation strategies.

Read Guide →
🧩

Autism Spectrum Disorder

ASD DTC eligibility, categories (mental functions, speaking), child supplement, approval rates.

Read Guide →
🔁

Bipolar Disorder

Bipolar I and II, episodic 90% rule, manic/depressive episodes as functional restrictions.

Read Guide →
🌧️

Depression

Major depressive disorder, treatment-resistant depression, mental functions category documentation.

Read Guide →
💉

Diabetes

Type 1 diabetes, life-sustaining therapy route, 14-hour weekly threshold, insulin management.

Read Guide →
🌡️

Fibromyalgia

Chronic pain, walking/dressing restrictions, fibro fog as mental functions impairment, documentation.

Read Guide →
👂

Hearing Loss

Deafness, 55 dB threshold, audiologist certification, hearing aids and cochlear implants.

Read Guide →
🧠

Mental Illness

Psychiatric conditions overview, mental functions category, 90% rule for episodic disorders.

Read Guide →
🦽

Mobility / Walking

Walking category, 100m benchmark, mobility aids, arthritis, spinal conditions, amputation.

Read Guide →
🔬

Multiple Sclerosis

RRMS vs progressive MS, EDSS scores, fatigue as functional restriction, relapse documentation.

Read Guide →
🪖

PTSD

Post-traumatic stress disorder, veterans and first responders, VAC records, mental functions.

Read Guide →
🏥

Schizophrenia

Positive and negative symptoms, treatment-resistant schizophrenia, positive claim rate.

Read Guide →
👁️

Vision Loss

20/200 acuity threshold, 20-degree visual field, optometrist certification, blindness.

Read Guide →
😰

Anxiety

Panic disorder, GAD, OCD, treatment-resistant anxiety, mental functions category eligibility.

Read Guide →
🦴

Arthritis

Rheumatoid, osteoarthritis, psoriatic arthritis, walking and dressing categories, 100m rule.

Read Guide →
🩺

Crohn's Disease

Crohn's, ulcerative colitis, IBD, elimination category, ostomy management, biologics.

Read Guide →
💢

Chronic Pain

Failed back surgery, CRPS, neuropathy, walking and mental functions categories.

Read Guide →
😴

Sleep Apnea

CPAP and the 14-hour life-sustaining therapy threshold, why most claims fail.

Read Guide →

All 18 Conditions at a Glance

CRA functional category, who can certify Part B, and one key eligibility consideration per condition. Sourced from CRA's published criteria and authorized practitioner list.

ConditionCRA categoryAuthorized certifierKey eligibility consideration
ADHDMental functionsDoctor, NP, psychologistCumulative effect with anxiety or depression often strengthens a claim
AnxietyMental functionsDoctor, NP, psychologistDocument panic frequency and avoidance of basic activities
ArthritisWalking, dressingDoctor, NP, OT, physiotherapistWalking time and dressing duration after medication wear-off matter most
Autism SpectrumMental functions, speakingDoctor, NP, psychologist, SLPChild supplement available; communication and self-care often qualify
Bipolar DisorderMental functionsDoctor, NP, psychologistEpisodic 90% rule applied across mood episodes
Chronic PainWalking, mental functionsDoctor, NP, OT, physiotherapistDocument pain-related time on basic activities and concentration impact
Crohn's DiseaseEliminatingDoctor, NPFrequency of bathroom visits and time away from activities is key
DepressionMental functionsDoctor, NP, psychologistTreatment-resistant cases with daily impact document best
Diabetes (Type 1)Life-sustaining therapyDoctor, NP14 or more hours per week of insulin and glucose management qualifies via therapy route
FibromyalgiaWalking, mental functionsDoctor, NPCumulative effect across pain, fatigue, and concentration often essential
Hearing LossHearingDoctor, NP, audiologistAudiologist quantifies dB threshold; aids and cochlear implants do not disqualify
Mental Illness (broad)Mental functionsDoctor, NP, psychologistDocumentation of functional impact, not diagnosis, drives approval
Mobility / WalkingWalkingDoctor, NP, OT, physiotherapist100-metre benchmark and time-to-walk are key data points
Multiple SclerosisWalking, mental functionsDoctor, NP, neurologistBoth relapsing-remitting and progressive MS qualify; document relapses and fatigue
PTSDMental functionsDoctor, NP, psychologistVAC records and treatment history strengthen mental functions claims
SchizophreniaMental functionsDoctor, NP, psychologistNegative symptoms and treatment-resistant cases document strongest
Sleep ApneaLife-sustaining therapyDoctor, NPCPAP rarely meets the 14-hour weekly threshold; most claims fail
Vision LossVisionDoctor, NP, optometrist20/200 visual acuity or 20-degree visual field is the certification threshold

What this table does not show. Refund dollar amounts and condition-level approval rates are deliberately left out. CRA does not publish those figures, so any number presented here would be editorial guesswork. Your refund depends on your federal and provincial credit, taxable income, retroactive years, and family situation. Use our calculator for an estimate tied to your own numbers.

How CRA Determines Eligibility

CRA does not approve diagnoses, it approves functional impairments. The question is not "what condition do you have?" but "how does it restrict your daily functioning?" The impairment must:

  • Markedly restrict one or more basic activities of daily living (vision, hearing, walking, speaking, eliminating, feeding, dressing, or mental functions)
  • Apply all or substantially all of the time (90%+ of days)
  • Have lasted, or be expected to last, at least 12 consecutive months
  • Be certified by a qualified medical practitioner on Form T2201

Alternatively, a condition that requires 14+ hours per week of life-sustaining therapy (such as insulin-dependent Type 1 diabetes) may qualify through the therapy route.

Full Eligibility Guide → Free DTC Calculator

DTC Categories and Conditions

Each qualifying category corresponds to a different functional impairment. One condition can qualify under multiple categories.

DTC Category Common Qualifying Conditions Who Certifies
Mental FunctionsADHD, Autism, Bipolar, Depression, PTSD, Schizophrenia, Mental IllnessDoctor, Psychologist, NP
SpeakingAutism (non-verbal), Stroke, ALSDoctor, Speech-Language Pathologist
HearingHearing Loss, DeafnessDoctor, Audiologist
WalkingMS, Mobility Conditions, Fibromyalgia, ArthritisDoctor, Physiotherapist, OT, NP
VisionVision Loss, BlindnessDoctor, Optometrist
Dressing / FeedingAutism, Mobility Conditions, ArthritisDoctor, OT, NP
Life-Sustaining TherapyType 1 Diabetes (14+ hrs/wk)Doctor, NP
Cumulative EffectMultiple moderate restrictions combinedDoctor, NP

Frequently Asked Questions

No. CRA does not approve diagnoses. CRA approves functional impairments. Two people with the same diagnosis can have very different DTC outcomes depending on how much the condition restricts basic activities of daily living. The diagnostic label on its own carries no weight in the CRA assessment.

It depends. If medication fully removes the restriction during waking hours, CRA may deny under the "controlled with therapy" clause. If you still experience restriction at least 90% of the time, or if the therapy itself takes 14 or more hours per week, you may still qualify. Document residual restriction, side effects, and therapy time on Part B. See our DTC denied appeal guide if a previous claim was rejected on this ground.

The cumulative effect rule lets you qualify when no single restriction reaches the marked threshold, but two or more partial restrictions, taken together, add up to 14 or more hours per week of extra support and time. This rule is the most common path to approval for conditions like ADHD plus anxiety, chronic pain plus fatigue, or arthritis plus mental fog.

For mental functions, CRA accepts a medical doctor, nurse practitioner, or registered psychologist. For autism speech impairments, a speech-language pathologist may also certify. The practitioner must have direct knowledge of the patient and the duration of the impairment.

No. The 18 conditions on this page are the most commonly searched, not an exhaustive list. CRA approves functional impairment regardless of the underlying diagnosis. If your condition markedly restricts a basic activity of daily living for at least 12 months, you may qualify. Use our eligibility guide to check your specific situation, or open the resources hub for the official CRA pages.

Ali Anjum DTC Specialist, Disability Tax Credits Canada

Ali has helped Canadians with a wide range of conditions understand which CRA functional category their impairment fits under, which practitioner can certify Part B, and how the cumulative-effect rule changes the outcome. The 18-condition reference table on this page is reviewed twice per year against CRA's current eligibility criteria.

YMYL disclaimer. This page is educational only and does not constitute medical, tax, legal, or financial advice. DTC eligibility is determined by CRA based on individual Part B documentation, not on the condition name. We do not publish refund-dollar estimates or approval-rate percentages because CRA does not publish those numbers and any estimate would be speculative. Always confirm eligibility with a qualified medical practitioner and the Canada Revenue Agency.

Estimate Your DTC Amount

Use our free calculator to see how much federal and provincial credit your condition may generate, including retroactive amounts up to 10 years.