Free Disability Tax Credit Eligibility Quiz, Canada 2026

Five questions, sourced from CRA's published eligibility framework, that indicate whether your answers align with the Disability Tax Credit criteria. Educational only. No email required to see your result.

Updated: By Ali Anjum, DTC Consultant Reviewed by: Anil Vasaya, Disability Tax Credit Specialist
What this quiz is, and what it isn't. Each question maps to a specific Canada Revenue Agency criterion on form T2201. The result indicates whether your answers align with CRA's framework. It is not a CRA decision. Only the CRA can determine eligibility, and only based on a completed Part B with medical certification.
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Eligibility quiz questions

1. Duration of impairment

Has the impairment lasted, or is it expected to last, at least 12 continuous months

CRA requires the impairment to be prolonged. Sporadic or temporary conditions do not qualify.

2. Frequency of restriction

Is the impairment present all or substantially all of the time (at least 90 percent of waking hours)

Episodic restrictions present less than 90 percent of the time do not meet the marked threshold even when severe during a flare.

3. Marked restriction in a single activity

Does any single basic activity of daily living take three times longer than someone without the impairment, or cannot be done at all Basic activities include vision, hearing, walking, speaking, eliminating, feeding, dressing, and mental functions.

This is the most common eligibility path. One marked restriction alone qualifies.

4. Cumulative effect across multiple restrictions

Do two or more partial restrictions together take at least 14 hours per week of extra support and time Restrictions can be in any combination of basic activities.

This is the cumulative effects rule. It is the most common path for moderate but multiple conditions. See our cumulative effects rule guide for detail.

5. Life-sustaining therapy

Do you require at least 14 hours per week of life-sustaining therapy, such as insulin administration for Type 1 diabetes, dialysis, or chest physiotherapy

Life-sustaining therapy is a separate eligibility path. It does not combine with the cumulative effects rule.

No email required. Your answers are calculated in your browser and not sent anywhere.

How the Quiz Works

Each question maps to a specific CRA criterion. The result tier reflects which eligibility path your answers most closely align with.

QuestionCRA criterion it testsWhy it matters
1. Duration12-month prolonged impairment ruleIf duration is not met, no path qualifies, regardless of severity.
2. Frequency"All or substantially all of the time" (90 percent)Episodic conditions with low frequency fail the threshold test.
3. Marked single restrictionSingle-activity marked restrictionStrongest single-path eligibility. One marked restriction alone qualifies.
4. Cumulative effectTwo or more partial restrictions totalling 14+ hours per weekMost common path for moderate but multiple conditions.
5. Life-sustaining therapy14+ hours per week of therapySeparate path. Qualifies on its own without other restrictions.

How to Interpret Your Quiz Result

The quiz is a screening tool, not a CRA decision. A strong result means your answers appear to align with one or more DTC criteria and that reviewing Form T2201 may be worthwhile. A weak result does not prove ineligibility; it means the common pathways covered by the quiz may not match your facts without stronger medical evidence or a cumulative-effects analysis.

Use the result as a checklist for your next step. If a marked restriction appears possible, review the T2201 form guide. If several activities are moderately restricted, review the cumulative effects guide. If you want a dollar estimate after reviewing eligibility, use the DTC calculator.

Privacy and Trust Notes

The quiz should not collect unnecessary sensitive medical detail. Keep diagnosis details general unless you choose to contact us. Disability Tax Credits Canada is an independent educational resource and is not affiliated with CRA or the Government of Canada.

Frequently Asked Questions

No. This quiz is educational only. Only the Canada Revenue Agency can make an official Disability Tax Credit eligibility determination, and only based on a completed form T2201 with medical certification. The quiz indicates whether your answers align with CRA's published criteria, but the result is not a guarantee of approval or denial.

The quiz covers the five core elements CRA assesses on Part B: duration of impairment (12-month rule), frequency (90 percent of the time), single marked restriction in a basic activity of daily living, cumulative effect across multiple restrictions, and life-sustaining therapy. Each question maps to a specific CRA criterion.

No. The quiz result is displayed on this page immediately after you click the button. Email is only requested if you want a written summary of which CRA criteria your answers align with. We do not send marketing emails, and we do not sell or share your email. See our privacy policy for full details.

The quiz only covers the most common eligibility paths. Other paths may apply, and the rules are complex. If the quiz indicates a weak alignment with CRA criteria, consider reading our eligibility guide and the cumulative effects rule page, then consulting a medical practitioner who can assess whether a Part B application would be appropriate.

The quiz uses CRA's published criteria as the framework. It is not a substitute for medical certification on Part B, which is the only document CRA reviews. The quiz is useful as a starting point to understand whether you might benefit from a full T2201 application. Final eligibility is always determined by CRA.

Official Sources and Related Guides

This page is based on CRA and Government of Canada Disability Tax Credit information, plus related site guides that explain eligibility, Form T2201, estimates, and benefit interactions in plain language.

Ali Anjum DTC Consultant, Disability Tax Credits Canada

Ali built this quiz around CRA's published eligibility framework on form T2201 and the Income Tax Act. The result tiers are educational and reflect how closely a set of answers maps to the criteria CRA reviewers look for. The quiz is reviewed twice per year and updated when CRA changes the underlying rules.

YMYL disclaimer. This quiz is educational only and does not constitute medical, tax, legal, or financial advice. The result is not a CRA determination and is not a prediction of CRA approval or denial. Eligibility is decided by CRA based on the medical evidence submitted on form T2201. Always confirm with a qualified medical practitioner and the Canada Revenue Agency. Email submission is governed by Canada's Anti-Spam Legislation (CASL) and our privacy policy.

Next Step: Estimate Your Refund

If your quiz result indicates strong or possible alignment, the calculator shows what your DTC could be worth across federal and provincial credits.

Free Calculator →T2201 Guide