Quick Answer
The Child Disability Benefit (CDB) is a tax-free monthly top-up paid alongside the Canada Child Benefit to families of children under 18 with an approved Disability Tax Credit. For July 2026 to June 2027, the maximum is $3,480 per year per child ($290 per month) before income testing. A separate CDB application is generally not needed if the child has DTC approval and you receive CCB.
What Is the Child Disability Benefit
The Child Disability Benefit (CDB) is a federal tax-free monthly payment administered by the Canada Revenue Agency. It supplements the Canada Child Benefit (CCB) for families raising a child under 18 who has been approved for the Disability Tax Credit. The benefit is meant to recognise the additional costs of caring for a child with a severe and prolonged impairment.
For complete details, see the official Child Disability Benefit page on canada.ca.
Child Disability Benefit Amounts: July 2026 to June 2027
- Maximum annual benefit: $3,480 per child per year
- Maximum monthly benefit: $290 per child per month
- Income testing: reduced for families with adjusted family net income above $82,847
- Reduction rate: 3.2% above the threshold for one child, 5.7% for two or more
Amounts are indexed annually for inflation and updated by the CRA each July when the benefit year resets. Compare related annual credit values in our 2026 DTC rates guide.
Who Qualifies for the CDB
To receive the Child Disability Benefit, three things must be in place:
- The child is under 18 at the start of the month for which the benefit is paid
- The child has an approved Disability Tax Credit on file with CRA (via Form T2201)
- The family is receiving the Canada Child Benefit (CCB) for that child
If all three conditions are met, the CDB is automatically added to your monthly CCB payment. No separate application form is required.
How DTC Approval Connects to the CDB
The Disability Tax Credit is an eligibility requirement for the CDB. Once a child is approved for the DTC, several other federal and provincial benefits may become accessible when program rules are met:
- Child Disability Benefit (this page)
- Registered Disability Savings Plan (RDSP)
- Disability Tax Credit itself (transferable to a supporting parent)
- Provincial child disability supplements (varies by province)
Apply for the DTC first using Form T2201; our T2201 form guide explains the sections families usually prepare before the practitioner appointment. Once approved, the CDB and other benefits flow automatically or with minimal additional steps.
Retroactive CDB Payments
If your child's DTC is approved for prior years, you may be eligible for retroactive CDB payments going back up to 10 years. The CRA will recalculate prior years automatically once DTC approval is granted retroactively. Retroactive CDB payments can be significant, but the amount depends on CRA-approved years, family net income, and the applicable benefit-year rules.
Income Testing in Detail
The CDB phases out gradually for higher-income families. For 2025-2026:
- Family net income below $82,847: full benefit of $3,480 per child
- Family net income above $82,847: graduated reduction based on adjusted family net income and the number of eligible children
- Higher family net income: partial benefit may still apply depending on the number of children eligible for the CDB
Use the CRA's Child and Family Benefits Calculator to estimate your exact amount.
Frequently Asked Questions
No. Once your child is approved for the DTC and you are receiving the Canada Child Benefit, the CDB is generally added to your monthly payment. CRA generally recalculates the benefit each July at the start of the new benefit year.
The CDB stops the month your child turns 18. From age 18 onward, the disabled adult may qualify for the Canada Disability Benefit (working-age adults) and continue accumulating RDSP grants and bonds.
Yes. The CRA can recalculate prior years' CDB once the DTC is approved retroactively. For first-time recipients, CRA automatically calculates the current and two previous benefit years. For earlier years, send a written request to your tax centre. Entitlement depends on approval dates and the rules for each benefit year.
The Child Disability Benefit is tax-free. Check the income and reporting rules of any other program you receive rather than assuming every federal or provincial program treats it identically.
Official Sources and Related Guides
Amounts, income thresholds and earlier-payment instructions were checked against CRA's Child Disability Benefit guidance on October 9, 2026. The current benefit year uses 2025 adjusted family net income.
This benefit guide should be read with CRA's Child Disability Benefit page, the official T2201 form, our DTC eligibility guide, the RDSP guide, and the Canada Disability Benefit guide. Amounts and income thresholds can change each benefit year, so confirm current figures before filing or planning.